A Long Term Partner in Growth and Scale

Access to credit is the linchpin of economic empowerment, unlocking doors that lead to individual prosperity and collective growth.

FOUNDING TEAM

Founded in 2019 by a team of experienced investors and entrepreneurs, Lend East provides access to credit and promotes financial inclusion by empowering alternate lenders and tech-enabled ventures with downstream capital for small business and individual borrowers.

  • FOUNDER, CEO

    Founder & CEO of X10 Finance, an alternative lending NBFC in India focused on supply chain finance; Karan led the successful sale of the X10 portfolio to Incred in 2017 and has more than 20 years of experience across credit, structuring, entrepreneurship, and operations across Asia and the US.

  • MANAGING DIRECTOR

    Co-Founder of Aspada, a pioneering Bangalore based Impact investment fund, backed by Soros Economic Development and sold to the LGT Group to create Lightrock. Thomas has more than 20 years of investing, sourcing, diligence, and entrepreneurship in India , SE Asia, and the US.

  • CO-FOUNDER, CHIEF PRODUCT AND ANALYTICS OFFICER

    Founded and led KPMG Risk Analytics Centre of excellence; helped design and launch a digital bank and has more than 20 years of experience across consulting, product, analytics and technology in India, Asia and the US.

  • HEAD OF ORIGINATION & PORTFOLIO MANAGEMENT

    A graduate from Singapore Management University, Asyrafi has honed his expertise through extensive stints in private markets and running his own venture. He now leads the Origination and Portfolio Management teams, sourcing opportunities and overseeing management of portfolio companies.

  • HEAD OF CREDIT RISK

    Seasoned risk management professional and deal structurer with a career spanning close to 10 years across HSBC, ANZ, CRISIL Ltd, and Lend East. Rajarajan also holds a master’s degree in quantitative finance from Singapore Management University and is hands-on in building and implementing risk underwriting and monitoring processes.

  • SENIOR DATA SCIENTIST

    A highly skilled Senior Data Scientist with a diverse five-year background in banking and oil & gas. An IIT Kharagpur Economics graduate, she excels in converting complex data into actionable insights, leveraging her expertise in machine learning and advanced analytics to enhance our decision-making process.

  • SENIOR INVESTMENT ANALYST

  • Investment Analyst

How Are We Different?

At Lend East, our distinct edge is rooted in three fundamental pillars. We are a firm built by entrepreneurs, for entrepreneurs, with the goal of democratizing access to credit. The people that join us are among a group team that has raise capital, built, scaled, and sold companies before.


  • Our base in Singapore, combined with an extensive network of venture capital & private equity firms, family offices, and institutional lenders, positions us uniquely in the market. We are not just operating in Emerging Asia; we are deeply integrated within it. This strategic positioning allows us to provide bespoke debt capital solutions in Southeast Asia, India, and beyond, leveraging local insights and connections to navigate these diverse and dynamic markets effectively.

  • Our team is a robust blend of investors, fintech entrepreneurs, and operators, all supported by industry experts and advisors. This diverse group brings together extensive sourcing relationships, disciplined origination, due diligence prowess, credit structuring, and special situations expertise. Our collective experience and depth of knowledge ensure a holistic and proficient approach in meeting our clients' needs, setting us apart in the industry for our strategic acumen and operational excellence.

  • Our approach is underpinned by state-of-the-art data analytics, encompassing the most diversified pool of lending data in Asia. This sophisticated analytics capability allows us to capture critical signals about our portfolio companies, their downstream borrowers, and broader market dynamics. This data-driven strategy provides a granular, comprehensive view of our investments, enabling more precise decision-making and enhanced portfolio performance. Our commitment to leveraging the latest analytical tools places our clients at the forefront of market trends and opportunities, ensuring their success in a complex financial landscape.

Join Our Team

Join Our Team

We are always on the lookout for ambitious people who want to make a disruptive impact in capital market access.